Flexible Financing for ADU in Upland
Building an ADU in Upland is a significant investment, and we don’t believe payment timing should block a project that makes financial sense for your property. Call (840) 212-3065 to talk through how we structure payments around your build schedule, not the other way around. At Ellery ADU Studio Upland, every option starts with the same thing: a written price you see before any work begins.
Payment Options We Offer
Financing Plans
We’ve worked with enough Upland homeowners to know that spreading ADU costs across the build timeline, or beyond, is often the right move. Financing is available for qualified buyers, and we’ll walk you through the application during your estimate visit so you’re not chasing paperwork separately. The key point: your project price is locked in writing before any lender conversation happens, so the financing discussion is about how you pay, not what you pay.
Major Credit Cards
We accept all major credit cards for deposits, progress payments, or full project settlement. Some Upland clients use cards to bridge timing between build milestones and other fund availability. Under Haven Standard Clause 1, you’ll know exactly which payments hit when, before you sign.
Cash or Check
Paying by cash or check earns a prompt-pay discount on many projects, applied as a line-item reduction on your written quote. No guessing, no post-signing negotiation. The discount appears in black and white when Nadia Ellery reviews the scope with you.
Up-Front Written Pricing
This isn’t technically a payment method, but it’s the foundation of every payment method we offer. Every Ellery ADU Studio Upland project ships with a written, line-item price before work starts. That price governs your financing amount, your card charge, your check amount, or your cash total. No change orders unless you change the scope.
Simple Application Process

We’ve stripped the financing process down to three steps because your time is better spent on design decisions than on paperwork.
Step one: talk to us. Call (840) 212-3065 or schedule through our site. We’ll do a site walk at your Upland property, take measurements, and talk through what you’re actually trying to build. Nadia Ellery or a senior designer handles this personally, not a salesperson working on commission.
Step two: quick pre-qualify conversation. Based on your written quote, we’ll connect you with financing options matched to your project size and timeline. This is a soft inquiry that won’t ding your credit, and you’ll know within a short window whether you qualify for terms that work.
Step three: choose your plan and lock your scope. Once financing is in place, or once you’ve selected another payment method, we finalize the build schedule and pull permits. Your price doesn’t move. Your timeline doesn’t slip because of payment surprises. That’s Haven Standard Clause 5 in action: no surprises.
Frequently Asked Questions
Yes, financing is available for qualified buyers on projects across Upland, from garage conversions in North Upland to new detached units near the Colonies. We facilitate the application during your estimate so you’re not managing lender relationships separately. Call (840) 212-3065 to schedule a site walk and get your written price first.
You’ll need basic financial documentation, proof of property ownership, and your written Ellery quote, which we provide. We don’t ask for anything we haven’t already seen work with previous Upland clients. The process is designed to move at build-speed, not bank-speed. Call (840) 212-3065 and we’ll tell you exactly what to bring to the estimate.
No, estimates are free, and they include a full site evaluation, measurements, and a written line-item quote. We also offer a Free Second Opinion on any written estimate you already have in hand. There’s no obligation to finance or to hire us. Call (840) 212-3065 to book your free estimate in Upland.
Yes, prompt-pay discounts and other written promotions stack with financing on qualifying projects. The discount is applied to your project total before the financing amount is calculated, so you benefit either way. Your written quote will show the math explicitly. Call (840) 212-3065 to ask about current promotions for your Upland ADU project.
Written by Nadia Ellery, Owner at Ellery ADU Studio Upland, serving Upland since 2015.